According to the latest data available on the internet the Central Bank of the United Arab Emirates the helds its overnight base rate facility by January 30 2025. Moreover, the UAE Central Bank Interest Rates 2025 starts from 4.40% which also aligns with the USA federal bank decisions for the year 2025. Under the new changes in alignment with the US Reserve bank the borrowing cost will remain unchanged after three flare rates deducted from the current year. The base rate of the central bank of UAE linked with the US federal bank severs as a key to the monetary policy tool and a good benchmark to the overnight rates.
The TBC bank of UAE will offer an interest rate of 10% for the coming twelve months in 2025 after the new changes. These changes are now applicable for Georgian Lari. Although this is not directly linked and associated to the UAE Central bank new interest rates. After this the bank of Georgia also offers competitive new interest deposit rates from the current year after all the updates which is same, that is 10% for the coming twelve months. Although with this the Terabank in the UAE has also come up with new changes and plans which are in favour of its investors while they are currently offering rates up to 10.5%. You can find Bank Wise New UAE Interest Rates 2025 here which will help you to choose better.
UAE Central Bank Interest Rates 2025
The UAE owned bank the Terabank will offer new interest rates staring from 10.5% from the year 2025 for the coming twelve months. Upon the deposits investors will be able to withdraw all their coming profit within ten to twelve months of their investment to the bank. In United Abrab Emirates all the interest rates related decision and changes are finalised only after being reviewed by the Central Bank of UAE. While the latest UAE Central Bank Interest Rates 2025 set by them was 4.40% from December 2024 onwards. While the short term interest rate in 2024 was reported at 4.28%.
United Arab Emirates Central Bank Interest Rates 2025
| About | United Arab Emirates Central Bank Interest Rates 2025 |
| Country | UAE |
| Category | Finance |
| About | Central Bank of UAE new interest rates |
| Bank | Central Bank of UAE |
| Latest interest rates | 4.40% |
| Short term interest rates | 4.28% |
| Year | 2025 |
| Interest rates from 2025 | 10% |
What Are New Changes In Bank Interest Rates In UAE 2025
- By 2024 December the latest bank interest rates by UAE was reported at 4.40% with short term interest rates reported at 4.28%.
- Along with this the TBC bank of UAE will offer an interest rate of 10% for all its investors from 2025 onwards for the coming twelve months.
- Moreover, the Bnk of Georgia in UAE will also offer interest rates up to 12% for the coming year.
- Terabank in UAE will have offer 10.5% of interest rates from the coming twelve to fifteen months after which investors are allowed to draw their profit.
Key Factors Associted To The UAE Latest Interest Rates From 2025
- The Central bank held its overnight decision of a facility base rate of 4.40% from January 30, 2025, in accordance with the US Federal reserve bank decision.
- Central bank’s overnight deposit facility base rate by 25 basis points up to 4.40% points back in December 2024, in the US Federal Reserve rate cut.
Bank Wise New UAE Interest Rates 2025
| UAE Bank Name | Time Period | Bank Wise New UAE Interest Rates 2025 |
| ADCB | 3 month | 3.15 |
| 6 month | 3.15 | |
| 9 month | 3.25 | |
| 12 month | 3.45 | |
| DIB | 3 month | 3.80 |
| 6 month | 3.70 | |
| 9 month | 3.50 | |
| 12 month | 3.40 | |
| FAB | 1 week | 3.20 |
| 1 month | 3.40 | |
| 3 month | 3.50 | |
| 6 month | 3.43 | |
| 12 month | 3.40 |
FAQs On UAE Central Bank Interest Rates 2025
For 2025 FAB will offer 1 week interest rate of 3.20 for all its investors.
As of January 30, 2025 the latest interest rate offered by the Central bank of UAE was 4.40%.
ADCB will offer interest rates at 3.15% for all its investors from 2025.
